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QUERY GUIDE
FINANCE MENTAL MATH|WALL ST MATH
QUERY GUIDE/FINANCE MENTAL MATH/WSM EDITORIAL

Paper LBO Mental Math for PE Interviews

By WSM Editorial|How do you solve paper LBO math quickly in a PE interview?

"Paper LBO mental math means reducing entry value, leverage, exit equity, MOIC, and rough IRR into a clean timed sequence."

— WSM Direct Answer
Why This Matters in Finance

PE interviews often test whether you can explain sponsor returns without hiding inside Excel. A good paper LBO answer is fast enough to finish and structured enough for the interviewer to follow.

Worked Examples
EXAMPLE 01

Entry is 10x EBITDA on $80M EBITDA with 5x debt. Sponsor equity?

About $400M.

Enterprise value is $800M. Debt is 5 x $80M, or $400M. Sponsor equity is EV minus debt, so $400M.

EXAMPLE 02

Exit equity is $760M on an initial equity check of $400M. MOIC?

About 1.9x.

Divide 760 by 400. That is 1.9x, a clean first-pass return before estimating IRR.

EXAMPLE 03

A 2.0x MOIC over five years implies roughly what IRR?

About 15%.

Use the Rule of 72: doubling in five years means 72 divided by 5, or about 14.4%, which rounds to 15%.

Common Mistakes
Jumping to IRR before calculating sponsor equity and exit equity cleanly.
Mixing enterprise value with equity value after debt paydown.
Using exact decimals when a rounded return range is enough for the interview.
Practice Questions
01.A business has $60M EBITDA and is bought at 9x with 4x debt. What is sponsor equity?
02.EBITDA grows from $70M to $90M and exit multiple is 10x. What exit EV do you estimate?
03.Initial equity is $300M and exit equity is $675M. What MOIC is implied?
04.A 2.5x MOIC over five years implies roughly what IRR?
05.Debt falls from $420M to $300M. How much equity value did debt paydown create?
06.Entry EV is $1.0B and exit EV is $1.25B with $150M of debt paydown. What changed in equity value?
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SESSION: ACTIVE
Fri, May 15, 202623:51:09