Terms of Service

These Terms of Service form a binding agreement between you and Elere Inc. (“Wall St Math”, “we”, “us”) governing your use of wallstmath.com and any related services.

By creating an account or otherwise using the service, you accept these terms. If you do not accept them, do not use the service.

Our Privacy Policy and Cookie Policy are incorporated into these terms by reference.

You must be at least 16 years old to use the service. By creating an account you confirm that you are.

You must also be legally capable of entering into a binding contract, and not barred from using the service under the laws of your jurisdiction or ours. If you are using the service on behalf of an organisation, you confirm you are authorised to bind it to these terms.

You are responsible for the security of your account, including your password and any activity that occurs under it. Choose a password you do not use anywhere else, and tell us at hello@wallstmath.com if you believe your account has been accessed without your permission.

Provide accurate information when you register, and keep it current. Do not create an account using an email address you do not control, impersonate anyone, or create multiple accounts to manipulate rankings.

Your username is visible to other users on leaderboards. Do not choose one that is obscene, hateful, deceptive, or that impersonates another person or organisation. We may reclaim or reset a username that breaches this.

You agree not to:

• Use automated means — scripts, bots, solvers, headless browsers — to complete drills, submit answers, or influence any score or ranking
• Attempt to gain unauthorised access to any account, server, or part of the service
• Probe, scan, or test the vulnerability of the service, except as permitted under our security reporting policy below
• Interfere with the service’s operation, including by overwhelming it with requests or circumventing rate limits
• Scrape, harvest, or bulk-extract content or user data by any means
• Reverse engineer, decompile, or attempt to derive the source of any part of the service, except where that restriction is unenforceable under applicable law
• Resell, sublicense, or commercially redistribute the service or its content
• Use the service for any unlawful purpose, or to transmit anything harassing, defamatory, or infringing

Good-faith security research is welcome and is not a breach of these terms, provided you respect other users’ privacy, do not degrade or disrupt the service, do not access or modify data that is not yours, and report what you find to hello@wallstmath.com before disclosing it publicly. We will not pursue legal action against research that meets that standard.

Please read this section even if you skip the others.

Wall St Math trains arithmetic. It is an educational and entertainment product. It is not, and must not be relied on as, financial, investment, trading, tax, accounting, or professional advice of any kind.

Some drills use terminology drawn from finance — percentage change, the Rule of 72, rate calculations. These are arithmetic exercises. The Rule of 72 is a mental approximation, not a valuation method, and nothing here should inform an actual investment decision. Do not use this service as a basis for trading or financial decisions. Consult a qualified professional.

Your scores, rankings, badges, and progress statistics are measures of performance in a game. They are not a qualification, certification, assessment of professional competence, or a predictor of performance in any interview, examination, or job. Do not present them as such, and be aware that no employer is obliged to regard them as meaningful.

The service is currently provided free of charge. We may introduce paid features in future; if we do, the terms applying to them will be presented before you are asked to pay anything, and no existing free functionality will be charged for retroactively without notice.

We may change, suspend, or discontinue any part of the service at any time. We will give reasonable notice of any change that materially reduces functionality you rely on, where it is practical to do so.

We do not guarantee that the service will be uninterrupted, timely, or error-free. Content, including question banks, scoring logic, and solutions, may contain errors.

Where any part of the service displays sample, illustrative, or placeholder data — such as example leaderboard standings shown before live rankings are available — it is labelled as such. We will not present fabricated data as real user activity.

The service, including its software, design, question generation logic, text, and branding, belongs to us or our licensors and is protected by intellectual property law. These terms grant you a limited, personal, non-exclusive, non-transferable, revocable licence to use the service for your own practice. No other rights are granted.

If you send us feedback, suggestions, or ideas, you grant us an unrestricted, royalty-free, perpetual right to use them without obligation or compensation to you. We say this plainly so there is no misunderstanding: please do not send us anything you consider confidential or proprietary.

Your drill results and progress data are yours. You can export them at any time from your privacy settings.

You may stop using the service at any time and delete your account from your privacy settings. Deletion is immediate and irreversible; export anything you want to keep first.

We may suspend or terminate your account if you materially breach these terms, particularly the acceptable use section, or if we are required to by law. Except where the breach makes it inappropriate — such as an attack on the service or on other users — we will give you notice and an opportunity to put things right first.

Sections 5, 7, 9, 10, 11, and 12 survive termination.

To the fullest extent permitted by law, the service is provided “as is” and “as available”, without warranty of any kind, whether express, implied, or statutory. We specifically disclaim implied warranties of merchantability, fitness for a particular purpose, non-infringement, and any warranty arising from course of dealing or usage of trade.

We do not warrant that the service will meet your requirements, that it will be available without interruption, that defects will be corrected, or that any content, question, solution, or score is accurate or free of error.

To the fullest extent permitted by law, we will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, nor for any loss of profits, revenue, data, goodwill, or business opportunity, arising out of or related to your use of the service — whether the claim is framed in contract, tort, negligence, or otherwise, and even if we were advised such damages were possible.

Our total aggregate liability arising out of or relating to the service is limited to the greater of the total amount you paid us in the twelve months preceding the claim, or one hundred Canadian dollars (CAD $100).

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded or limited. If you are a consumer, you have statutory rights that these terms do not affect — including under Ontario’s Consumer Protection Act and, if you are in the EEA or UK, under applicable consumer protection law. Where any limitation in this section conflicts with a right you hold that cannot be waived, that right prevails and the rest of this section continues to apply.

You agree to indemnify and hold us harmless from any claim, demand, loss, or expense, including reasonable legal fees, arising from your breach of these terms, your misuse of the service, or your violation of any law or third-party right. This does not apply to the extent the claim arises from our own breach or negligence, and it does not apply where you are acting as a consumer and the law of your country does not permit such an indemnity.

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada applicable there, without regard to conflict of law rules. The courts of Ontario have exclusive jurisdiction, and you consent to their jurisdiction and venue.

If you are a consumer resident in the EEA or the UK, this clause does not deprive you of the protection of the mandatory law of your country of residence, and you may bring proceedings in your local courts. EEA consumers can consult the European Commission’s consumer-redress resources to find an appropriate alternative dispute resolution body; the former EU Online Dispute Resolution platform closed in 2025.

Before starting formal proceedings, please contact us at hello@wallstmath.com. Most disputes are resolved faster by email than by litigation, and we would rather fix a problem than argue about it.

Changes. We may update these terms. The version and date at the top reflect the current text. For material changes we will give notice in the product at least 30 days before they take effect, and continuing to use the service after that constitutes acceptance. If you do not accept a change, stop using the service and delete your account.

Severability. If any provision is held unenforceable, it is modified to the minimum extent necessary to make it enforceable, or severed if it cannot be, and the remaining provisions continue in force.

No waiver. Our failure to enforce any provision is not a waiver of our right to enforce it later.

Assignment. You may not assign these terms without our consent. We may assign them to a successor in a merger, acquisition, or sale of assets.

Entire agreement. These terms, together with the Privacy Policy and Cookie Policy, are the entire agreement between us regarding the service.

Force majeure. We are not liable for failure to perform caused by events beyond our reasonable control.

Legal: hello@wallstmath.com
Privacy: hello@wallstmath.com
Security: hello@wallstmath.com

Elere Inc.
270 O’Connor Drive
East York, Ontario M4J 2T7
Canada